130 S Links Dr Covington, GA 30014
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About this home
Located in the prestigious swim, tennis, and golf community of The Links, this beautifully maintained 5-bedroom residence offers three complete levels of living space, including a fully finished basement. The exterior features a classic brick front elevation with exceptionally kept landscaping, setting the tone for the quality throughout. Inside, you’ll find a two-story living room filled with natural light and a spacious kitchen complete with granite countertops, double ovens, and abundant cabinetry. The main level also includes a bedroom with a full bath, ideal for guests or multi-generational living. Upstairs, you’ll find four generously sized bedrooms, including an expansive owner’s suite with dual closets and a large private bath. The finished basement provides an additional full level of living, featuring a second full-size kitchen with appliances, breakfast bar, family room, and two versatile rooms perfect for office space, fitness, or hobbies. Outdoor living is maximized with a screened-in patio on the second level and a covered patio at the basement level, both overlooking a spacious backyard with stunning views of hole #15 of the golf course. This home offers the perfect combination of luxury, function, and community amenities, making it an ideal choice for family living in one of the area’s most sought-after neighborhoods.
Source: FMLS #7635633
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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