130 Soapstone Pass Maxwell, TX 78656
Your savings
About this home
$12,000 Of Buyer's Closing Costs Covered By The Seller!! Welcome to 130 Soapstone Pass, a beautifully maintained home nestled in the growing community of Maxwell, Texas. This spacious 3-bedroom, 2.5-bath residence offers 1,427 square feet of comfortable living space on a generously sized lot. With modern finishes, open-concept living, and thoughtful upgrades throughout, this home combines style, functionality, and value in one inviting package. Step inside to discover a bright and airy floor plan featuring luxury vinyl plank flooring, high ceilings, and abundant natural light. The gourmet kitchen is the heart of the home, complete with sleek cabinetry, granite countertops, stainless steel appliances, and a large center island perfect for casual dining or entertaining. The kitchen flows seamlessly into the living and dining areas, creating a perfect space for gatherings of all sizes. The private primary suite is a true retreat, boasting a spacious bedroom, walk-in closet, and an en-suite bath with dual vanities and a large walk-in shower. Two additional bedrooms provide flexibility for guests, a home office, or hobbies, while the second full bath offers added convenience. Enjoy Texas evenings in the expansive backyard, complete with an extended patio and ample room for gardening, play, or future customization. Located in the Sunset Oaks community, residents enjoy access to neighborhood parks, walking trails, low taxes, and a welcoming atmosphere. Conveniently situated just minutes from I-35, HWY 21, and TX-130, this home offers easy access to San Marcos, Kyle, and Austin, making it ideal for commuters or anyone seeking suburban tranquility with urban convenience. Don’t miss this opportunity to own a turnkey home in a rapidly growing area—schedule your private tour of 130 Soapstone Pass today!
Source: CENTRALTEXAS #582989
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.