1301 N 34th St Waco, TX 76710
Your savings
About this home
Welcome to 1301 N 34th Street – Where Classic Charm Meets Modern Comfort Step into a beautifully reimagined mid-century ranch home nestled in the heart of Waco’s desirable Brookview Hills neighborhood. This 3-bedroom, 2-bathroom home offers 1,655 square feet of thoughtfully updated living space, blending timeless character with modern convenience. From the moment you arrive, you’ll notice the curb appeal—mature trees and a welcoming front porch set the tone. Inside, neutral tones and luxury vinyl plank flooring create a warm, contemporary feel throughout the spacious living and dining areas. A charming faux fireplace serves as a cozy focal point, perfect for gatherings or quiet evenings at home. The renovated kitchen is a true showstopper: equipped with newer appliances, generous counter space, tile backsplash and room to host—whether you're planning a weeknight dinner or holiday feast. Retreat to the expanded primary suite, where you'll enjoy upgraded closet space and a fully renovated en-suite bath featuring newer cabinetry, fixtures, and a walk-in shower designed for comfort and style. Storage is abundant here, with additional closet space throughout and a two-car garage featuring built-in shelving and storage closet—ideal for projects, hobbies, or just staying organized. Out back, the oversized patio and fenced yard offer endless potential: create a garden, build a dog run, or craft your perfect outdoor living oasis. Tucked on a spacious corner lot just minutes from schools, parks, dining, and downtown Waco, this home combines quiet neighborhood living with unbeatable convenience.
Source: NTREIS #21036029
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.