1302 Dezarae San Antonio, TX 78253
Your savings
About this home
***4.5 percent interest rate is available on this home via an assumable mortgage*** Welcome home to 1302 Dezarae - brimming with charm, warmth, and curb appeal. Situated on a coveted corner lot, this 3-bedroom, 2.5-bath beauty offers 1,907 square feet of comfortable living in one of San Antonio's most welcoming communities, Villages of Westcreek. From the moment you arrive, you'll notice the thoughtful care and recent updates - a new architectural composition roof (2023) and new siding on the front (2023) and rear (2024) give the home a crisp, timeless look. Tall windows above the front door fill the entryway with light, and with the touch of a button, remote-controlled blinds let you adjust the glow to your liking. Inside, the primary bedroom is conveniently located on the main level, offering privacy and ease. The fully renovated primary bath is a true retreat, featuring dual sinks with a stylish vanity, updated mirrors and fixtures, and a relaxing step-up garden tub with tile and river rock accents. Even the bath vent has been upgraded - doubling as a nightlight and Bluetooth speaker. Upstairs, the secondary bath shines with new lights, mirror, and fixtures, while the downstairs half bath features a classic pedestal sink and updated details. The heart of the home is filled with spaces for connection - from the sunroom, where you can start your day with coffee or end it with a glass of wine, to the low-maintenance composite deck shaded by mature trees. The upstairs loft offers flexibility as a home office, game room, or second living area, complete with ceiling-mounted speakers (also found in the dining room). The kitchen features new lighting (no fluorescent fixtures here!) and comes with a refrigerator. The laundry room - conveniently located by the garage - includes both washer and dryer, plus a motion-activated light switch so you're never fumbling in the dark. Additional updates include a new hot water heater (2023) and recent HVAC cleaning and servicing (Aug 2025). Thoughtful touches are everywhere - from the easy side-fence gate access to the mailbox, to the way the home invites light and life into every room. And with the Villages of Westcreek amenities and a location that keeps you close to everything, it's the perfect place to plant roots.
Source: SABOR #1892468
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.