1302 Morling Ave Baltimore, MD 21211
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About this home
Absolutely stunning move-in ready Hampden home — offering contemporary style and thoughtful design throughout. Originally renovated in 2020 and freshly painted from top to bottom in 2025, this 3-bedroom, 3.5-bath residence showcases quality craftsmanship and modern finishes from end to end. Perfectly located just steps from “The Avenue,” you’ll have easy access to Hampden’s many great bars, restaurants, and boutique shops. Plus, proximity to major highways makes commuting and exploring other Baltimore neighborhoods a breeze. The main level features an open-concept layout illuminated with natural light flowing through the large floor-to-ceiling windows. The spacious living area is perfect for everyday living and entertaining, complete with a gourmet island kitchen, sleek cabinetry, stone countertops, and stainless-steel appliances. Upstairs, you’ll find well-proportioned bedrooms with remarkably tall ceilings, including a generous primary suite with a luxurious spa-style bath and walk-in closet. All bathrooms feature beautiful tile work and updated fixtures. The fully finished lower level offers additional living space with a full bath — ideal for a guest suite, home office, or recreation room. Recent updates include a brand-new hot water heater and recently replaced central air conditioning and forced-air heating systems, ensuring year-round comfort and efficiency. Outside, enjoy the private fenced backyard and convenient parking pad. This home perfectly blends modern comfort, neighborhood charm, and unbeatable convenience — a must-see!
Source: BRIGHT #MDBA2188918
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.