1303 Forestedge Blvd Oldsmar, FL 34677
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About this home
NEW PRICE for an Amazing Ensemble of STUNNING VIEWS, SERENE PRIVACY and the ULTIMATE GRANDEUR of a PRIMARY BATH EN PAR with those of Luxury Hotels – this home is nestled in the Desirable Subdivision of ABERDEEN in the GATED, GOLF COMMUNITY OF EAST LAKE WOODLANDS and features 4 BEDROOMS + OFFICE/DEN, 3.5 BATHS, A DEEP 3-CAR GARAGE AND OPEN CONCEPT. A Special Feature of this Split Floor Plan is the 28 FT. LONG, ENSUITE 4th BEDROOM with PRIVATE POOL ACCESS - the PERFECT SPACE FOR AN IN-LAW SUITE providing extended living area for family or guests. Or use as a BONUS ROOM, 2ND OFFICE, PLAYROOM, HOME GYM OR MULTI-PURPOSE SPACE – customize for your individual needs! With NO NEIGHBORS ON 3 SIDES, A PRIVACY WALL AND LUSH LANDSCAPING, this home provides that MUCH SOUGHT-AFTER FEEL OF SECLUSION. A true treasure is the EXPANDED, CUSTOM PRIMARY BATH designed with BEAUTIFUL MARBLE accenting the Floors and Showers - and Yes, there are 2 FULL-SIZED SHOWERS with the 2nd serving as a STEAM SHOWER to totally immerse yourself in the feeling of a Spa Experience! CHANDELIERS AND GORGEOUS GRANITE complement the design adorning the LARGE JETTED TUB and EXPANSIVE DOUBLE VANITIES complete with HEATERS at the Base of the Cabinets to blow Warm Air when it gets chilly. The Sheer Size of this Extraordinary Bath adds to its Luxury and provides a Calming and Comfortable Lounging Area with CUSTOM CLOSETS within close reach. As for peace of mind, HURRICANE IMPACT WINDOWS installed in 2020 replacing all Windows with the exception of glass sliders/transoms. This Lot is located in the preferred Zone X which does NOT require flood insurance and the owners had no issues during the 2024 hurricanes. A Pavered Drive and Walkway set the tone leading to this home’s DOUBLE ENTRY DOORS and GRACIOUS FOYER. Special accents include VOLUME CEILINGS, RICH CROWN MOLDING, HARDWOOD FLOORING AND PLANTATION SHUTTERS. Open Gathering Space abounds with Glass Sliders and Transom Windows streaming light and surrounding the Pool and Lanai creating the ambiance of a Private Resort. Entertaining large groups is easy with this Spacious OPEN KITCHEN flowing seamlessly with the Family Room highlighted with a Fireplace as the perfect focal point. STAINLESS STEEL APPLIANCES including DOUBLE CONVECTION OVENS, WINE FRIDGE, FULL-SIZE BAR PANTRY and loads of CABINETRY and GLEAMING GRANITE COUNTERTOPS, ISLAND and MASSIVE BREAKFAST BAR make this Kitchen appealing and highly functional. The Secondary Bedrooms are Oversized at 12’ x 14’ and the respective UPDATED BATHROOMS exude Soft Neutral Tones and Stunning Tile. Step outside to the SPARKLING HEATED POOL AND SPA complete with TRAVERTINE LANAI, OUTDOOR KITCHEN and that Relaxing Water View. Updates include TILE ROOF (2017), TRAVERTINE PAVERS AND POOL RESURFACED WITH PEBBLE SHEEN FINISH (2020), STAINLESS STEEL GE PROFILE DISHWASHER (2021), GE COOKTOP (2023), KITCHEN FRIDGE (2021) and FULL-SIZE FRIDGE FOR OUTDOOR KITCHEN (2024). For maximum control, Separate A/C units for main area (2018) and primary suite and bonus room (each 2017). Enjoy a wide array of Amenities with ARDEA COUNTRY CLUB optional memberships featuring 2 Golf Courses, Tennis and Pickle Ball, Fitness Center, Lap and Freeform Pools, Dining and Social Events. All in a Premier Location Convenient to Tampa International Airport, Medical Facilities, A-rated Schools, Award-Winning Beaches as well as Professional Sporting Events, Concerts, Fine Dining and more in the Tampa Bay Area.
Source: STELLAR #TB8400343
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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