1303 Windstone Ct Winder, GA 30680
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About this home
Welcome to 1303 Windstone Court, a beautifully maintained stairless ranch in the desirable Mulberry Estates neighborhood. Set on a private .88 acre lot that backs up to an additional 7 acres of wooded privacy, this home offers the perfect blend of elegance, comfort, and peaceful country living. Spanning 2,598 square feet, this thoughtfully designed residence features 3 bedrooms, 2.5 baths, and an open-concept layout ideal for both entertaining and everyday life. The living area showcases beautiful molding throughout the entire home, rich hardwood floors, and a cozy fireside family room that flows seamlessly into the dining area and chef's kitchen, complete with granite countertops, stainless-steel appliances swapped in 2024, and a spacious island. The primary suite serves as a tranquil retreat with a sitting area, tray ceiling, and a spa-inspired ensuite bath featuring dual vanities, a soaking tub, and a spacious shower. Two additional bedrooms share a well-appointed full bath, with a convenient half bath for guests. Enjoy being outdoors on the covered back patio with a wood-burning fireplace, perfect for relaxing evenings or entertaining while overlooking the serene acreage. Additional highlights include a universal EV charger and a front-entry garage. Located just minutes from Braselton, Jefferson, and downtown Winder, and just a short drive to Athens this home combines privacy, modern comfort, and timeless appeal - a true gem in Mulberry Estate's
Source: GAMLS #10625173
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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