1304 Copper Creek Dr Durham, NC 27713
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About this home
The home that greats you with a smile! As you walk up to this lovely home you're greeted by wonderful flower beds popping with color and making you feel happy you're home. Walk inside and the spacious living room greets you with a 2 story light filled space that feels so open & inviting. Tucked around the corner the informal dining space looks out to the pretyy flowers in the fron yard. The light and bright kitchen efficiently uses it's space along with a pantry closet and the opening at the sink keeps you connected with guests in the lving room. People love a master bedroom on the main level and this home has it at the back of the home looking out to the private wooded views. You'll love the tasteful updates through the home including the plank engineedre LVP flooring. The master bath features new tile and shower, double vanity and marble top, new plumbing fixtures, new light fixture and sumptous rich paint colors. The second floor offers a cute little loft sitting area/office and 2 bedrooms as well as a full bath. Another big thinig about the home you're sure to love is the back covered patio and a gorgeous stone work on the floor and walking path that overlooks the wooded view that provide privacy as you relax. You'll love using the large community pool in the summer months. And they have grilling stations and picnic tables for gatherings. The location of this home affords quick commutes to downtown Durham or Duke, Chapel Hill or UNC, RTP, RDU, Southpoint Mall and many other locations. Come check out this artful and cozy home that sets it self apart with class and style.
Source: TRIANGLEMLS #10121474
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.