1304 Jetty Knot Trl Wylie, TX 75098
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About this home
Welcome to 1304 Jetty Knot Trail located in the highly sought-after master-planned community of Inspiration! This stunning 5-bed, 4-bath home offers 4,402 SF of thoughtfully designed living space on an expansive .33 acre lot w a 3-car garage & extended driveway. Beautiful curb appeal featuring Austin chalkstone, custom wood garage doors+an elegant turret is sure to impress. Inside, you’ll find true dual primary suites (1 on each level), making this home perfect for multi-gen living. The grand entryway boasts a curved staircase w iron balusters, wood-look ceramic tile flooring thru out & fresh neutral paint. The spacious family room features soaring vaulted ceilings, a brick gas fireplace+abundant natural light. The gourmet kitchen is a chef’s dream w white granite countertops, classic white cabinetry, Frigidaire Gallery SS appliances including a 36in gas cooktop+double ovens, butler’s pantry, huge walk-in pantry+a bright, open breakfast area. Entertain in style in the formal living & dining rooms, each w tray ceilings & elegant trim. The downstairs primary suite includes a sitting area, private backyard access & an oversized ensuite w dual vanities, granite counters, large walk-in shower, garden tub & walk-in closet. A 5th bedroom downstairs is ideal for guests or a home office, complete w built-ins & an adjacent full bath. Upstairs, enjoy a large game room & a separate media room. The 2nd primary suite includes a luxurious jetted tub, dual vanities & separate shower. 2 additional bedrooms share a Jack-and-Jill bath & one includes a bonus nook. Step outside to the 300+ SF covered patio w gas+plumbing rough-ins for a future outdoor kitchen & a massive backyard w plenty of space for play or a pool. Inspiration offers resort-style amenities including an amazing pool, lazy river, fitness center, clubhouse, parks, trails+more all just steps from Lake Lavon. Don't miss this rare opportunity to own a beautifully upgraded home w room for the whole family! And Wylie ISD too!
Source: NTREIS #21062068
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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