1304 Quiet Lake Cv Crofton, MD 21114
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About this home
Modern 4-Bed, 3.5-Bath Townhome in Riverwalk at Crofton – Zoned for Blue Ribbon Schools Welcome to this beautifully maintained, three-story townhome in the sought-after Riverwalk at Crofton community. Just five years young, this spacious 4-bedroom, 3.5-bath home offers modern living with an open-concept design and is zoned for top-rated Crofton Woods Elementary, Crofton Middle, and the brand-new Crofton High School. The main level features a bright and airy floor plan that flows seamlessly from the living room into the contemporary kitchen and adjoining dining area. Entertain with ease in the chef’s kitchen, complete with granite countertops, stainless steel appliances, a center island, and peninsula with bar seating. Step outside onto the maintenance-free deck—perfect for outdoor dining or relaxing. The lower level offers a versatile ensuite bedroom that can function as a guest suite, in-law space, or additional family room. Step out to a small backyard that opens to community green space and a play area. Upstairs, the primary suite includes a private bath and WIC, along with two additional bedrooms, a full bath, and a convenient upper-level laundry room. Enjoy quick access to Route 3, 32, and 50—ideal for commuting to DC, Fort Meade, or Baltimore. Nearby shopping and dining at Waugh Chapel, plus favorites like Wegman’s, Aldi, and Ashling Kitchen, offer everyday convenience. This stylish and turnkey townhome offers comfort, location, and lifestyle—all in one. Don’t miss your chance to call it home!
Source: BRIGHT #MDAA2123960
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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