13050 Geyser Peak San Antonio, TX 78253
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About this home
Located in the heart of Alamo Ranch, this beautifully upgraded home is tucked inside the highly sought-after Cobblestone gated community. Perfectly positioned near top-rated Northside ISD schools, major retailers, restaurants, and quick access to Loop 1604, this property offers both convenience and comfort. From the moment you arrive, you'll notice the stunning curb appeal with brick and stone accents, along with brand-new energy-efficient windows that elevate the home's look and performance. Inside, the inviting open layout features new tile flooring throughout the first floor. To the left of the entry, a spacious study filled with natural light makes the perfect home office. The open concept living and dining area flows seamlessly into the updated kitchen, which showcases brand-new quartz countertops, abundant cabinet and counter space, and appliances that are just two years old and all are included with the home. A convenient half bath is located downstairs for guests, along with an under-the-stairs storage closet for added space. As you make your way upstairs, a large loft offers the perfect spot for a second living area, media room, or game room. The primary suite boasts generous space, with his-and-hers walk-in closets, and a fully updated bath with a brand-new double vanity and shower/tub combo. Two additional spacious bedrooms, both with walk-in closets, share another beautifully remodeled bathroom. The backyard is a blank canvas ready for your personal touch, already featuring a covered patio and a brand-new fence on one side. Major upgrades provide peace of mind, including a freshly painted exterior and interior, a roof replacement completed at the end of 2023, and 25 paid-off solar panels that keep the average electric bill around only $20 per month. Combined with brand-new windows throughout, this home is truly super energy efficient, saving you money month after month. The property also comes with a water softener, a water heater that is only three years old, and the best part-many of these new upgrades include transferable warranties for the new owner. With community amenities that include a pool, playscape, and sports court, this home offers the perfect blend of style, efficiency, and peace of mind. Don't miss out on this rare opportunity, schedule your showing today!
Source: SABOR #1908205
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.