1306 Angel Fire Dr Wylie, TX 75098
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About this home
Welcome home to the heart of Wylie — where comfort, charm, and convenience come together with no HOA! Ideally located within walking distance to the Intermediate and Jr. High schools in the highly acclaimed Wylie ISD, this lovingly maintained 3-bedroom, 2-bathroom home with a 2-car garage offers the perfect blend of warmth and practicality. From the moment you arrive, you’ll appreciate the lush front yard with irrigation, a large grassy backyard perfect for play or gardening, and a nice 16x 20 storage shed that stays. Inside, the spacious family room invites you to gather around the cozy brick wood-burning fireplace, while the open floorplan connects seamlessly to the kitchen and breakfast area — ideal for hosting family and friends. Each bedroom offers generous walk-in closets, upgraded wood flooring in the primary bedroom, newer carpet in secondary bedrooms and modern ceiling fans to keep you cool through the Texas summers. The kitchen is designed for the cook in the family, featuring a modern undermount sink with a hook faucet, a newer stainless steel electric range with double ovens, and a newer dishwasher. A separate utility room provides space for full-size washer and dryers. Major updates include a new roof July 2025, a 220 plug and EV outlet in the garage. Exterior built-in Trimlights that make your home shine year-round with customizable holiday colors. Conveniently located near Hwy 78 and I-90, you’ll have easy access to shopping, dining, and Lake Lavon — perfect for weekend boating or recreation. This home offers everything you’ve been looking for — comfort, location, and pride of ownership.
Source: NTREIS #21098939
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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