1307 Rain Forest Ln Minneola, FL 34715
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About this home
One or more photo(s) has been virtually staged. --Move-In-Ready Minneola Home with an Entertainer’s Backyard!-- If you’ve been looking for a home that’s beautiful, easy to live in, and ready for fun, this one checks every box. Tucked into a friendly Minneola neighborhood, this home has all the big stuff already done — including a brand-new roof (installed at closing) and fresh interior and exterior paint that make everything feel new again. Inside, you’ll love the clean look of all-tile flooring — cool underfoot, easy to maintain, and perfect for Florida living. The layout feels open and bright, giving you the flexibility to make the spaces work for your lifestyle. -Bright, Open, and Comfortable- The formal living and dining areas welcome you in with plenty of space to gather, celebrate, or just unwind. The living room’s French doors make it an ideal home office, playroom, or creative studio — whatever suits your needs. The kitchen is both practical and cheerful, with vaulted ceilings, a corner pantry, and upgraded appliances including a GE range and KitchenAid dishwasher. It flows right into the large family room, so everyone stays connected. Step through the sliding doors to the screened patio, perfect for morning coffee or evening breezes. -Private Primary Suite- Your corner-set primary suite is the perfect retreat, offering double sinks, a walk-in shower, a soaking tub, and a spacious closet. Two additional bedrooms and a full bath give family or guests plenty of room — and all on one level for easy living. -An Entertainer’s Dream Backyard- This backyard is made for good times. There’s built-in seating for more than 27 guests, an open paver patio with a pergola for outdoor dining, a stepping-stone path through the fenced yard, and even a large storage shed for hobbies or yard gear. It’s the kind of space where barbecues, birthday parties, and quiet evenings under the stars all feel right at home. -Smart, Simple, and Ready to Go- • Laundry room with stackable washer/dryer and shelving, • Garage pre-wired for an electric vehicle charger — perfect for the future, • New HVAC (2020) for comfort and efficiency year-round. -Perfect Minneola Location- You’ll be just minutes from new shopping, dining, and entertainment in one of Central Florida’s fastest-growing areas. With all the updates handled and an entertainer’s dream yard waiting outside, this Minneola home offers the ideal blend of comfort, convenience, and community.
Source: STELLAR #O6340449
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.