1308 W Perdiz St Tampa, FL 33612
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About this home
(Back on the market, due to buyer's financing falling through). Welcome to your dream home—a true turnkey gem that’s move-in ready! Discover a serene, carefree lifestyle with no HOA, no CDD, no flood insurance, and low taxes. Plus, you’ll have the freedom to park your RV or boat right on your property!. This is the ideal opportunity to own a stunning home in the heart of Tampa, perfect for entertaining and fully embracing the vibrant Florida lifestyle. As you step through the elegant double French doors, you’ll be greeted by a stylishly remodeled, open-concept living space filled with generous natural light streaming through bay windows. The seamless flow from the living area to the beautiful kitchen—featuring exquisite granite countertops and stainless-steel appliances—creates an inviting atmosphere for gatherings. The impressive gas stove and cabinetry are sure to inspire your culinary adventures, while the spacious pantry provides ample storage for all your cooking needs. Step into the dining room and exit through the French doors to your covered and screened lanai. This outdoor oasis overlooks your expansive, fully-fenced backyard, which exceeds a quarter-acre—ideal for building unforgettable memories. With a tranquil conservation area behind the property, you’ll enjoy the privacy of no direct neighbors. Additional storage is available in the shed, and there’s plenty of room to create your dream backyard, whether it be a stylish pergola, a cozy fire pit, or a custom swimming pool. The main bedroom is a true retreat, boasting a double closet and a luxurious en-suite bathroom complete with a shower and double sinks. Three additional bedrooms share a beautifully renovated bathroom, perfect for family or guests. This solid concrete block home comes equipped with updated double-pane windows, a NEW ROOF 8/2025, modern HVAC system, and porcelain tile—no carpets to worry about here! Enjoy peace of mind with a new hurricane impact garage door, and freshly painted interiors and exteriors as of March 2025. Large laundry room with additional storage space. Ideally located in central Tampa, you’ll have easy access to USF, Busch Gardens, the airport, downtown, Moffitt Cancer Center, major freeways (I-275 & I-75), top schools, medical facilities, and an array of shops and restaurants. Plus, you're just a short drive from some of the world’s most renowned beaches, including Clearwater. Don’t miss out on this incredible opportunity—call today for your private showing! Experience the magic for yourself, and prepare to fall in love. ¡HABLO ESPAÑOL! – The main house is connected to city water, while a well provides a sustainable water source for the yard.The main house is connected to city water, while a well provides a sustainable water source for the yard.
Source: STELLAR #TB8368094
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.