1309 Heritage Commons Dr Unit 1309 Winter Springs, FL 32708
Your savings
About this home
This townhouse is great for personal living or even as an investment property. Welcome to this beautiful 3 Bedroom 2.5 Bathroom in the gated community of HERITAGE COMMONS in the WINTER SPRINGS area. This townhouse is ready to move in, as it is clean and well kept. As you enter the home you are greeted by a long hall way that leads to the living room and the kitchen. The kitchen with its Granite countertops overlooks the formal living room, where you can prepare the meals and at the same time look over to the living room. The large living room with a dinning area is perfect for a family with young children. As you go upstairs, where all the bedrooms are the MASTER BEDROOM faces the front of the house. It also has a large walk in closet. The other two bedrooms which share the bathroom faces the rear of the house. As all the bedrooms are upstairs, for your convenience the full size laundry room is upstairs. The community provides plenty of parking space, for both you and the guests. Community pool with a children's playground and a club house is available to the occupants of the townhouse. The townhouse is located in the Seminole county school zone, its also close to major highways and minutes to the local grocery stores and shopping centers. Red Bug Lake park is very close by, which caters to many sports activities. The A/C was replaced in 2019. Roof was replaced in 2022. Hurry and call to set up your showing as this property will not last long on the market.
Source: STELLAR #O6349788
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.