1309 Wedgewood Dr Cleburne, TX 76033
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About this home
Welcome to this beautiful and spacious Colonial-style home located in a highly sought-after neighborhood, just minutes from restaurants and shopping. This home offers exceptional living with a flexible floor plan, abundant upgrades, and timeless charm. The expansive primary suite is conveniently located on the first floor and includes a private office or sitting area, dual walk-in closets, updated fixtures, dual sinks, a garden tub, and a separate shower. An additional upstairs suite features its own ensuite bath—perfect for guests or multigenerational living. All bedrooms feature walk-in closets, and one upstairs bedroom is currently set up as a media room. The large island kitchen is ideal for entertaining, complete with custom cabinetry, nice countertops, cooktop, and double ovens. The open-concept layout flows seamlessly from the kitchen into the living area. Formal living and dining rooms greet you at the front entry, while a spacious covered patio overlooks the huge backyard—ideal for family gatherings or future outdoor enhancements. Sitting on nearly half an acre with mature trees and lush landscaping, this home also includes a rare 3-car garage plus a circle drive for ample off-street parking and storage. Don’t miss this opportunity to own a classic, elegant home with room to grow and entertain!
Source: NTREIS #21003869
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.