131 25th St SW Naples, FL 34117
Your savings
About this home
LOCATION!!!!!LOCATION!!!!!!! Spectacular home with 4 bedrooms and 3 baths, completes renovated with beautiful tile throughout the house. This house has a gorgeous spacious kitchen features a large waterfall quart island counter top, white cabinets with stain steel appliances the kitchen open to the great room where you can admiring the spectacular the view of the pool and the beautiful green landscaping that surrounded the entitle property with irrigation on the 2.5 acres. The Master bedroom and bath made you feel in a retreat in your own home. Enjoy the new addition with amazing formal living and dinning room for entertainments. This property is secure with a beautiful gate and a circular driveway entrances and a long straightaway for a boat or RV. New roof, new Air condition. This property includes an additional unit in the back, offering the freedom to transform it into whatever suits your needs. whether you're looking for: *A private GUEST HOUSE *A convenient HOME OFFICE or Creative Studio *A cozy RENTAL UNIT for extra income *A Peaceful RETREAT SPACE to relax an unwind. ..the options are endless. With its own entrance and versatile layout, this bonus space is ready to be customized into yr dream setup. This home have the most desirable location few minutes from Collier BLVD, close to the beaches, restaurants and shopping. Enjoy this property close to everything but with country feeling.............. this amazing home move in ready.
Source: FORTMYERS #225065668
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.