131 Nivana Dr Crestview, FL 32536
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About this home
**Charming 3-Bedroom Home in South Crestview **Welcome to your new oasis in South Crestview! This beautifully designed 3-bedroom, 2-bathroom home is ideally situated just minutes away from the 7th Special Forces Group and Duke Air Force Base, making it perfect for military families or anyone seeking convenience and comfort.As you step inside, you'll be greeted by a bright and airy open floor plan that seamlessly connects the spacious living room and kitchen. The kitchen is a chef's delight, featuring breakfast bar seating, a large walk-in pantry, and a separate dining area that's perfect for family meals or entertaining guests. A sliding glass door leads you to the backyard, enhancing indoor-outdoor living. The Primary Suite is a true retreat, complete with a generous walk-in closet and a beautifully appointed bathroom featuring a tiled shower. Each of the additional bedrooms is well-sized and features brand-new carpet, ensuring comfort and style throughout the home. Step outside to your private backyard oasis, where you can unwind on the patio or gather around the cozy fire pit area. The backyard offers privacy and is an ideal space for outdoor activities or simply enjoying the fresh air. Noteworthy updates include a brand-new Roof, Hot Water Heater & HVAC system installed in 2022, providing peace of mind and comfort year-round. Don't miss the opportunity to make this lovely home your own! Schedule your showing today and discover all that this property has to offer. *Buyers are encouraged to verify all information deemed important.*
Source: EMERALDCOAST #983499
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.