131 W Lauren Ct Fern Park, FL 32730
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About this home
The one you’ve been waiting for! Welcome home to this beautifully renovated 3-bedroom, 2-bath mid-century modern gem in Fern Park. Completely reimagined in 2025, this home blends timeless design with today’s modern luxuries. The stunning galley kitchen features waterfall quartz countertops, warm wood accents, and top-of-the-line LG stainless steel appliances—including an induction cooktop, microwave drawer, and French door refrigerator. A dining room offers the perfect space for family meals and entertaining, while the spacious living room is also conveniently located just off the kitchen, creating a natural flow for everyday living. The family room is filled with natural light, showcasing a cozy wood-burning fireplace and opens to a screened and covered patio, perfect for morning coffee or evening relaxation. Step into your own private backyard oasis, complete with lush mature landscaping, a new paver patio, and an electric workshop for added versatility. The primary suite offers a serene retreat with an en suite bath and walk-in shower, while two additional bedrooms share a beautifully updated full bath. A covered carport and newly paved double driveway allows for ample parking. Additional updates include new interior/exterior paint, baseboards, flooring, window casings, doors, and double-glazed windows (2016) for energy efficiency. Enjoy convenient access to I-4, the SunRail station, and a variety of shopping and dining nearby. This move-in ready home perfectly combines comfort, style, and location — a must-see!
Source: STELLAR #O6354277
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.