131 Wedgewood Ln Crestview, FL 32536
Your savings
About this home
**Seller Offering Up To $5,000 to USE YOUR WAY!! Closing cost, rate buydown, etc!! !!Your North Crestview Oasis Awaits!! Discover this beautifully upgraded 3-bedroom, 2-bathroom gem nestled on a 1-acre lot in North Crestview. With 2,548 square feet of thoughtfully designed living space, this home is the perfect blend of comfort, style, and function.Step into your private paradise featuring an amazing in-ground pool complete with a brand new poolside cabana and luxurious high-end furniture--perfect for relaxing or entertaining in Florida's sunshine. The expansive, leveled parking area with a retaining wall offers ample space, including room for your RV. Enjoy ultimate privacy with a brand new privacy fence topped with a sleek privacy shade. Need space for hobbies or storage? This property delivers with 4 outdoor sheds, dedicated workshop, and plenty of room to roam. Inside, you'll love the newly renovated master bathroom with elegant tile finishes and a spa-like feel. The kitchen boasts a new stainless steel refrigerator (conveys with the home), and the Florida room is climate-controlled with a mini-split system, making it the perfect year-round retreat. Additional upgrades include: *State-of-the-art water heater *Smart security system for peace of mind *Numerous modern updates throughout the home This is more than a home it's a lifestyle upgrade. With everything already done for you, all that's left is to move in and enjoy your private North Crestview retreat. Schedule your showing today paradise is calling!
Source: EMERALDCOAST #979958
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.