13105 Fruitville Way Riverview, FL 33579
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About this home
Located in the highly desirable Triple Creek community, this 4BR/2BA home is ready for your family! Entering the home and to your right, you find two secondary bedrooms and a full bathroom. To your left, you will find another secondary bedroom along with the laundry room. Moving further into the home, you will feel very invited into this bright and spacious open concept of the Great room, Dining room, and Kitchen. Off the dining room you will find sliders leading you to the porch and backyard. This is the perfect space for hosting family get togethers and weekend BBQs. The Kitchen boasts an island with a breakfast bar, stone counters, pantry, and all GE stainless appliances. At the back of the home is the Primary Bedroom, flooded with light, that features an En Suite bathroom. The En Suite includes a walk-in shower, dual sink vanity, and walk-in closet. Triple Creek offers a welcoming array of community amenities, including multiple pools, clubhouses, sports courts, playgrounds, walking trails, dog park, a fitness center, and community events and activities! Conveniently located near shopping, dining, and entertainment, this home provides an ideal blend of comfort and accessibility.Experience the inviting warmth and thoughtful design—contact us today to arrange a personal tour and bring your vision of homeownership to life!!
Source: STELLAR #TB8399580
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.