$430,000

1312 Robyn Rd Azle, TX 76020

$3,220/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Space, Space and More Space! This spacious 3-bedroom, 2-bath home sits on over an acre of fully fenced land with a private gated entrance — offering the perfect blend of comfort, privacy, and rural charm. Inside, you’ll find two inviting living areas, a cozy wood-burning stove-fireplace, and a dedicated office ideal for working from home or creative space. Step outside and enjoy your own private oasis featuring a sparkling pool with pool house-guest quarters, and plenty of room for entertaining or relaxing. Relax by the koi pond, gather fresh eggs from the chicken coops, or spend time poolside — all while enjoying the benefits of a private well for water and solar panels for significant electric savings and no city restrictions. Plus, a Brand-New HVAC system was just installed in May of 2025. Offering the ideal blend of comfort, efficiency, and country living just minutes from town conveniences. This property truly offers endless possibilities for country living just the way you want it. Call me today to schedule your personal showing!

3 bedroom
2 bathroom
2,109 sqft
1.12 acres
Single Family
Built in 1983
Air conditioning
Fireplace
Private pool

Source: NTREIS #21087788


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 28, 2025 12:15 am
Listing agent: Melissa Donahew
Listing provided courtesy of: Marsha Hardin Real Estate LLC (817) 444-5330
Details provided by NTREIS and may not match the public record.
MLS ID: #21087788
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
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