1312 SE 25th Ln Cape Coral, FL 33904
Your savings
About this home
***BUYERS FAILED TO DEPOSIT ESCROW. THEIR LOSS IS YOUR GAIN*** Stunning, fully renovated POOL home with a private mother-in-law suite! This beautifully upgraded residence is located in a desirable SE Cape Coral neighborhood and blends modern comfort with versatile living options — ideal for families, guests, or potential rental income. Key Features: * Mother-in-Law Suite – Includes private entrance, full bath, and flexible living space — perfect for extended family, guests, or additional rental income * Enjoy Florida living year-round in the Sparkling Pool * Modern, clean tones throughout with fresh interior & exterior paint * Luxury Vinyl Plank Flooring that’s durable and stylish with all new baseboard trim * New Interior Doors & Hardware * Renovated Bathrooms with new sinks, faucets, and toilets. 2 of the 3 bathroom vanities replaced. * All Showers Fully Tiled with elegant tile work in each * All New Ceiling Fans & Light Fixtures – indoors and outdoors * Brand-New Kitchen – shaker cabinets, granite counters, full tile backsplash, stainless Samsung appliances, under-mount sink, and disposal * New window blinds throughout. * New Roof 2018. * New 3 Ton HVAC System – Energy-efficient heating and cooling * Fully Fenced Backyard – Great for entertaining Whether you’re relaxing by the pool, hosting family in the in-law suite, or enjoying the modern updates throughout, this home is ready for you to move in and enjoy. — this Cape Coral gem won’t last!
Source: STELLAR #L4953092
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.