13131 Crane Rd Buda, TX 78610
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About this home
Where the freedom and peace of country living are complemented by all the conveniences of Texas’ weirdest (and best) city — welcome to 13131 Crane Rd. Fantasize about gathering fresh eggs in the morning or finally starting that garden you’ve been talking about? This property delivers the rare combination of space, privacy, and flexibility — without sacrificing access to the places you love. Tucked just outside the hustle and bustle but just minutes from the highway, this 1,933 sq ft single-story home sits on a fully usable one-acre lot in a peaceful, no-HOA neighborhood in Buda. Whether you’re dreaming of building an additional housing unit for a favorite family member or a future Airbnb, or just want wide-open space to create your own lifestyle — this property gives you room to grow. The home offers three bedrooms, two bathrooms, and an open-concept layout designed for easy living and connection. With minimal landscaping and a clean, open yard, you’ve got a blank canvas to shape however you choose — from chickens to raised beds to a second structure. And while it feels like a private escape, you’re just 24 minutes from downtown Austin and minutes from the local shops, restaurants, and small-town charm of Buda. This isn’t just a home — it’s a full acre of opportunity in one of Buda’s best-kept pockets.
Source: ACTRIS #9333027
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.