1314 Ethereal Cir Colorado Springs, CO 80904
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About this home
West Side Modern Home in the Heart of Old Colorado City! Discover this beautifully maintained single-owner home built in 2014. It offers the perfect blend of modern comfort and Colorado charm. Ideally located just minutes from downtown Old Colorado City, downtown Colorado Springs, Garden of the Gods, and an array of parks, trails, and shopping, this home is a rare find on one of the largest oversized lots in the neighborhood. Step inside to an open-concept main level featuring soaring 10-foot ceilings, engineered hardwood floors, and a bright, airy living space centered around a cozy gas fireplace. The modern kitchen boasts sleek granite countertops, stainless steel appliances, a large breakfast bar/island, and direct access to the raised covered composite deck, complete with mountain views. The giant main-level primary suite includes a luxurious five-piece bath with a soaker tub, stand-up shower, dual vanities, and a private access to the raised deck. Two additional bedrooms and a full bath complete the main floor. Downstairs, the fully finished basement offers three more spacious bedrooms, another full bath, and a large family room perfect for entertaining. Enjoy the expansive wet bar featuring custom cabinetry, a wine fridge, and a mini fridge. The main entertaining area is pre-wired for surround sound. Step out from the basement to the stunning stamped concrete patio with a pergola and relaxing saltwater hot tub. enjoy privacy in the hot tub with roller sun shades for year-round enjoyment. Outside, the fully landscaped front and back yards are a true retreat, complemented by the durable stucco exterior and a brand-new impact-resistant roof installed in October 2025. Additional highlights include central air conditioning, new carpet throughout, a two-car garage, and an eight camera smart home security system. This home captures the best of Colorado living - modern, private, and close to everything you love on the west side!
Source: PPMLS #7628228
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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