1314 Oak Pond St Ruskin, FL 33570
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About this home
Welcome Home! This dream retreat is nestled in the highly coveted gated community of Hawks Point in Ruskin, Florida! You will not find another home in the neighborhood with the features offered that accompany this home. FEAR HURRICANE SEASON NOT! - With this brand new top of the line Metal Roof and new exterior paint and sealing. Mature landscaping with beautifully landscaped foliage and enormous towering palms trees, this house comes with serious presence as you approach it. Enjoy the oversized, elevated outdoor patio paver area and tap into the serene backyard overlooking the preserve area behind. Masterful renovations done throughout this house, when you walk in your eye will be lured into starring at the large format tile EVERYWHERE along with the warm wood floors. WOOD WORK WOOD WORK WOOD WORK! You will notice the extensive amount of time, energy and craftsmanship that was poured into the wood work around the windows, pillars and doors leading in and out of this luxurious space. Floor to ceiling large format (OVERSIZED) tile also in the downstairs and primary bathroom. Chair railing molding, beautiful wood columns, oversized CUSTOM 8 foot tall framed entry mirrors, power outlet ready for shed or backyard appliance, smart appliances and chic light fixtures throughout helping highlight the focal points in this stunner of a home! This beautifully maintained residence offers the perfect blend of comfort, style, and resort-style amenities — in a peaceful, family-friendly neighborhood just minutes from Tampa Bay. Step inside to find a spacious, open-concept floor plan featuring high ceilings, abundant natural light, and modern finishes throughout. The kitchen is a chef’s delight with granite countertops, stainless steel appliances, and a large island perfect for entertaining. The second floor owner’s suite offers a private retreat with a walk-in closet and an en-suite bath complete with dual sinks and a walk-in shower. Additional bedrooms are generously sized, ideal for guests, a home office, or growing families. Take a night with the family and experience the Theatre room upstairs! Enjoy Florida living at its best in your private backyard, or take advantage of the incredible community amenities, which include: Gated entry with 24/7 security for peace of mind Resort-style swimming pool with covered lounging areas Clubhouse with kitchen & event space — perfect for parties and gatherings State-of-the-art fitness center Playgrounds and dog parks for the whole family (including furry members!) Walking trails for active lifestyles On-site management and beautifully maintained landscaping Hawks Point is conveniently located offering easy access to Tampa, Sarasota, and award-winning Gulf beaches. Nearby shopping, dining, schools, and medical centers make this an ideal place to call home. Don't Miss Out! See it before it's gone!
Source: STELLAR #TB8396296
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.