1314 SE 15th Ter Cape Coral, FL 33990
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About this home
Gulf Access Paradise in Central Cape Coral – Move-In Ready & Loaded with Upgrades! Tucked away on a peaceful no-thru street just off Del Prado Blvd, this beautifully maintained 4-bedroom, 2-bathroom Gulf-access pool home offers the ideal blend of waterfront living, privacy, and modern comfort—all in Flood Zone X with a transferable flood insurance policy for added value. From the moment you step into the backyard, you’ll feel like you've entered a tropical oasis. Mature mango and avocado trees frame your view of the canal, while butterfly-attracting plants line the lanai, creating a serene and colorful backdrop each morning. Key Features & Upgrades Include ** 2023 roof and May 2023 lanai screen enclosure ** New plumbing and ductwork throughout the home ** Pool resurfaced just 5 years ago ** New A/C (2017) and new pool heater (2020) ** Fresh exterior paint (June 2022) and new interior paint ** New carpet and replaced kitchen cabinet fronts ** Southern exposure screened-in pool with covered lanai and dedicated pool bath access ** Attached 2-car garage ** 7000 lb boat lift—perfect for your Gulf-bound adventures! Enjoy tranquil sunsets from your pool deck, launch your boat for a day on the water, or simply relax surrounded by lush landscaping and fluttering butterflies. This strong, sturdy home is in move-in ready condition, offering a rare combination of peace-of-mind upgrades and irresistible Southwest Florida charm. Don’t miss this opportunity to own your own slice of paradise—schedule your private tour today!
Source: FORTMYERS #225049751
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.