13141 Moss Park Ridge Dr Orlando, FL 32832
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About this home
One or more photo(s) has been virtually staged. Welcome to Moss Park Ridge, where you get the proximity to a Lake Nona lifestyle without the Lake Nona price tag. This 4-bedroom, 2.5-bath home is just 15 minutes to Medical City and the Orlando International Airport, offering convenience without compromise. Inside, the layout is flexible with room downstairs for a home office, playroom, dining room, or anything in between. The spacious, fully fenced backyard is perfect for pets, entertaining, or a quiet morning coffee on the screened in patio. Inside, you'll also enjoy shiny marble flooring, updgraded kitchen appliances and stone coutnertops, double sinks in the primary bath, a spa tub, and a walk-in shower. This walkable community is zoned for top-rated schools and includes neighborhood perks like basketball courts and a park. And if you're craving nature over city life, you're just 8 minutes from Moss Park: home to lakes, hiking trails, fishing spots, and some of the area's best wildlife viewing. Additional features include a new HVAC system (2024), a brand-new water heater (2025), and included wine fridge, washer, and dryer. Roof is 2009. Whether you're commuting, traveling, or exploring the outdoors, this location makes it easy to do it all.
Source: STELLAR #O6332921
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.