13148 Park Meadows Dr Peyton, CO 80831
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About this home
Welcome home to this beautifully maintained residence located on a quiet cul-de-sac in Meridian Ranch. Step inside to a sun-filled living room with soaring ceilings and a stunning fireplace with elegant tile surround—creating the perfect focal point. The kitchen boasts granite countertops, 42-inch cabinets, stainless steel appliances, a breakfast bar and opens seamlessly to the dining area. The main level features a luxurious primary suite complete with a five-piece bath, including a soaking tub and walk-in shower, as well as a generous walk-in closet. A powder room and laundry room on the main floor add functionality and ease. Upstairs, you’ll find a versatile loft ideal for an office or additional living space, plus two bedrooms—each with walk-in closets—and a full bathroom. The newly finished basement offers even more room to live and play with a large family room, two additional bedrooms, a full bathroom, and a flex space perfect for a workout area, playroom, or hobby zone. Outside, the beautifully landscaped yard provides ample room to relax, garden, or let kids and pets play freely. Nestled among community walking trails, this home offers access to a wealth of community amenities including a state-of-the-art recreation center with an indoor pool, lazy river, heated outdoor pool, full gymnasium, and fitness center. A new 45,000 sq ft Meridian Ranch Fieldhouse with indoor turf field, fitness studio, walking track and childcare center opens in 2025. Neighborhood schools are just blocks away. With miles of trails and parks just steps from your door, this home truly has it all—space, style, and a lifestyle you’ll love. Whether you’re enjoying a peaceful evening on the porch, a quick walk to the park, or a morning workout at the rec center, life here is built around comfort, connection, and community.
Source: PPMLS #2298655
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.