1315 Aspen Dr Salisbury, MD 21804
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About this home
Charming 3 Bedroom, 2 Bath Twin/Semi-Detached Townhome with Attached Garage – Prime Location! Welcome home to this beautifully maintained 3-bedroom, 2-bath twin/semi-detached townhome offering a perfect blend of style, convenience, and value. Located just minutes from Salisbury University, shopping centers, popular restaurants, and everyday essentials, this property is ideal for homeowners, students, or investors seeking a turn-key opportunity in a desirable area. Step inside and enjoy a thoughtfully designed layout with a bright, spacious living area and tasteful updates throughout. The kitchen boasts solid surface countertops, stainless steel appliances, and engineered wood flooring, offering both beauty and functionality. This home has been lovingly updated with a new garage door (October 2024) and an upstairs HVAC system (2022) for year-round comfort. The attached garage provides additional storage and convenience, while the paved driveway offers ample parking. Outdoors, enjoy a railed front porch, private backyard, and back deck—perfect for entertaining or relaxing in peace. Low-maintenance living is made easy with lawn care included in the low $75/month HOA fee, giving you more time to enjoy your home and the surrounding community. Whether you're purchasing your first home, downsizing, or adding to your investment portfolio, this townhome is a rare find with features you won’t expect at this price point. Schedule your showing today—this one won’t last long!
Source: BRIGHT #MDWC2018274
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.