1315 Beemer Ct Oxford, MI 48371
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About this home
Beautiful and Spacious Home in Lake Park! Listed below appraised value! Welcome to this stunning 3-bedroom, 2.5-bath home nestled in the highly desirable Lake Park community—surrounded by scenic canals and lakes, including Spring, Cedar, and Long Lakes. Enjoy private lake access with opportunities for boating, docking, and year-round recreation. This meticulously maintained home features gleaming hardwood floors and a neutral color palette throughout, ready for its next family to move right in. The open-concept kitchen and living area are flooded with natural light, creating a warm and inviting space perfect for gatherings and everyday living. Two generous living areas offer flexibility for both entertaining and relaxing, while the convenient first-floor laundry and large office add to the home’s functionality. Upstairs, you’ll find three spacious bedrooms, including a beautiful primary suite with an updated private bath and a large walk-in closet. The finished basement provides even more space for recreation, workouts, or a home office. Step outside to enjoy professionally landscaped perennial gardens and a serene backyard backing to wooded space, all viewed from the terraced paver patio—ideal for outdoor entertaining. The yard also includes an invisible electronic fence for your four-legged friends. Residents enjoy access to the community’s private lakes, complete with boat docking and storage facilities. Located in the award-winning Oxford School District, with convenient bus pickup right at your driveway! This home truly offers the perfect blend of comfort, beauty, and location. A must-see!
Source: REALCOMP #20251046659
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.