13150 E Linvale Pl Aurora, CO 80014
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About this home
Welcome to this spacious 4-bedroom, 2-bath townhome in the desirable Cherry Creek School District. With 1,524 sq. ft. of living space and a smart two-level layout, this end-unit home blends comfort, convenience, and community. The main level offers an open floor plan with natural light flowing through the living and dining areas. A cozy wood-burning fireplace anchors the living room, while the kitchen features stainless steel appliances and a breakfast nook. Two main-level bedrooms provide flexibility for guests, an office, or multi-generational living. Upstairs, you’ll find two additional bedrooms, a three-quarter bath, and a bonus loft-style space perfect for a home office, playroom, or reading nook. Step outside to a private backyard with a deck, ideal for summer barbecues or quiet evenings outdoors. Additional features include a detached 2-car garage, ceiling fans, and in-unit laundry for everyday ease. Located in The Dam community, residents enjoy access to a pool, clubhouse, and tennis courts. Nearby amenities include Heather Gardens Golf Club, Cherry Creek State Park, and the Town Center at Aurora. Easy access to I-225 provides quick connections to downtown Denver and the Tech Center. Bonus perks: this home comes with a transferable home warranty and a $10,000 seller concession, giving you room to customize and make it your own.
Source: RECO #1720376
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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