13159 W Lone Tree Trl Peoria, AZ 85383
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About this home
Why wait for a new build when you can step right into this warm and welcoming home in Trilogy at Vistancia? Built in 2016, it already has that lived-in comfort with hand-scraped bamboo floors and sleek, wood-look tile that's easy to care for. The kitchen is set up for anyone who loves to cook or hang out—a huge island, quartz counters, and custom backsplash make it feel special but practical. There's even a flexible space that works great as an office or hobby room. The whole house has fresh, modern touches like updated lighting and ceiling fans to keep things feeling bright and comfortable. Outside, your own private getaway awaits—a pool with travertine decking and a cozy gas fireplace where you'll love relaxing under the stars. The garage isn't just for cars; it's got built-in cabinets, an EV charging station, and extra insulation so you stay energy smart. With owned solar panels and a high-efficiency AC system, this place runs as smart as it looks. Living in Trilogy at Vistancia means joining a community that's about more than just a home. Between the two clubsKiva and Mitayou get all the resort-style perks: fitness centers, indoor and outdoor pools, spas, tennis and pickleball courts, art studios, cooking classes, and miles of scenic trails right outside your door. Golfers will love the championship Trilogy Golf Club, and when it's time to eat or unwind, spots like Verde Grill and V's Taproom are just minutes away. Social events, education classes, and spa days mean there's always something to enjoy without ever having to leave your neighborhood. Basically, you get the best of easy, active living with gorgeous desert views and a real sense of communityno waiting required.
Source: ARMLS #6918101
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.