1316 Brentfield Dr Anna, TX 75409
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About this home
Receive up to 1% of your loan amount toward closing costs with approved lender. Ask for details! Beautifully maintained two-story home in sought after Lakeview Estates in thriving Anna TX offering 4 bedrooms, 2.5 baths, a study, game room and media room—all within the highly regarded Anna ISD, which now features a 4-day school week. Built in 2021, this spacious 3,444 sq ft home combines modern comfort with timeless design. The open-concept main floor showcases a granite-island kitchen with stainless-steel appliances, gas range, walk-in pantry and built-in cabinetry that flows into the family room highlighted by a beautiful stone fireplace. The primary suite on the main level includes a garden tub, separate shower, dual vanities and large walk-in closet. Upstairs offers three bedrooms with ceiling fans plus a generous game room and dedicated media room—ideal for entertainment or flexible living. Interior upgrades include wood flooring, decorative lighting and smart-home features. Outside, enjoy a covered patio, fenced backyard, rain gutters, and sprinkler system on a landscaped lot with great curb appeal. The community provides sidewalks, playground, and small lake access, while H-E-B, Home Depot, parks and dining are just minutes away. Refrigerator, washer, dryer and full-house water filtration system are negotiable. Conveniently located near US-75 and downtown Anna, this home delivers space, energy efficiency and location in one of North Texas’s fastest-growing areas—an exceptional blend of lifestyle and value!
Source: NTREIS #20936993
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.