1318 Yellow Creek Rd Dickson, TN 37055
Your savings
About this home
Welcome to this beautiful single-level retreat on just over 1 acre, perfectly blending peaceful country living with convenience—only 10 minutes to downtown Dickson’s restaurants, shopping, Hensley Park, and schools. Built in 2018, this 3-bedroom, 2.5-bath home offers an inviting open-concept layout designed for comfort and functionality. Enjoy LVP flooring throughout (no carpet!), spacious living and dining areas, and a kitchen that seamlessly connects to the heart of the home. Each bedroom features its own walk-in closet, and the Jack & Jill bathroom (each bedroom has their own sink area) between two bedrooms adds thoughtful practicality. The primary suite offers privacy and comfort with its own full bath.Step outside to enjoy a covered front porch perfect for morning coffee and a back deck overlooking the fully fenced backyard—ideal for pets, play, or entertaining. The property also includes a 40x30 detached 2-car garage/workshop with two10-ft motorized doors, built by Summertown Metals in 2020, offering plenty of room for vehicles (Full Size SUVS + Trucks will fit), hobbies, or storage.Additional highlights include a concrete parking pad, no HOA, and septic pumped in 2021. This move-in-ready home offer plenty of space inside & out and the perfect balance of rural charm + city convenience. Come see why this one checks all the boxes—it’s the home you’ve been waiting for! Open House Saturday 10/18 2pm-4pm - See Media for full Highlight List + Septic Info
Source: REALTRACS #3015748
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.