13183 Rettew Dr Manassas, VA 20112
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About this home
Elegance, comfort, and location—all at 13183 Rettew Dr., complete with an assumable VA 30-year fixed loan at 2.75%. // An elegant two-story foyer greets you upon entry. Step into the spacious kitchen, designed for both everyday living and entertaining, with granite countertops, a double wall oven, abundant cabinetry, a large island with seating, stainless-steel appliances, and plenty of space for a generous eat-in table. The open layout flows seamlessly into the family room and covered porch, creating the perfect setting for gatherings where guests can easily mingle. // And oh, that covered porch—where elegance meets comfort. Screened in and complete with a ceiling fan, it’s spacious and breezy, ideal for morning coffee, working from home, hosting friends, or simply unwinding at the end of the day. The oversized three-car garage leads into a sizable mudroom with a utility sink and laundry area. A main-level office, living room, formal dining room, and powder room complete the first floor. Sunlight pours in through large windows and French doors adding a bright and airy feel throughout the entire home. Upstairs, the vaulted-ceiling main bedroom offers a private sitting area, a large walk-in closet, and a beautifully upgraded ensuite bath with frameless shower doors, soaking tub, separate water closet, and dual granite vanities. Three additional spacious bedrooms and a fully renovated spare bath complete the upper level. // The lower level features a wet bar, flex space, a full bath, and a large entertainment area, plus a walk-in storage room with shelving and easy access to utilities. From the walkout basement, enjoy easy access to the fully fenced backyard, deck, and covered porch. // This 3500+ finished sq. ft. home is nestled in the sought after Meadowbrook Woods neighborhood with access to great community amenities including a pool, clubhouse, tennis and basketball courts, and playground. // The home is located in the award winning Colgan School District. The location provides convenient access to commuter routes, shopping, and dining. // This home is move-in ready with major updates already in place: new roof (2018), new windows (2020), new HVAC (2020), new garage doors (2025), smart inground irrigation system, and fresh paint throughout. Ring doorbell at front door. Schedule your tour today!
Source: BRIGHT #VAPW2105320
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.