1319 E Bitters Rd San Antonio, TX 78216
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About this home
This thoughtfully designed single-story residence offers flexibility, smart upgrades, and the freedom of no HOA restrictions. A curved driveway enhances the curb appeal, while the insulated two-car garage equipped with a mini split AC provides the perfect space for a workshop, game room, or creative studio. In the backyard, a separate casita with its own kitchen and full bathroom makes an ideal setup for rental income, multigenerational living, or guest accommodations. The main home is loaded with energy-efficient features, including solar panels, a water softener, recessed lighting, and new attic insulation to ensure year-round comfort. The kitchen is a true standout, featuring stainless steel appliances, quartz countertops, a farmhouse sink, and a spacious breakfast bar that seats six or more, perfect for gatherings. The open layout flows seamlessly into a welcoming living area centered around a charming stone fireplace. The primary suite includes a beautifully tiled shower with dual shower heads for a spa-like experience. Step outside to a backyard designed for outdoor living, complete with a covered patio, extended deck, privacy fence, and mature trees that provide shade and seclusion. An additional storage building in the back adds extra functionality. With quick access to major roads like 281 and 410, and a short commute to The Pearl, downtown San Antonio, Randolph Air Force Base, Lackland Air Force Base, and Fort Sam Houston, this home offers the perfect blend of comfort, convenience, and lifestyle versatility.
Source: SABOR #1911922
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.