13196 Golden Lime Ave Spring Hill, FL 34609
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About this home
Tucked behind the gates of the Barrington neighborhood in Sterling Hill, this inviting D.R. Horton Cali model feels like home the moment you arrive. The charming stone-accented exterior and covered front entry welcome you inside, where a wide foyer opens into a bright, open-concept living space that effortlessly blends comfort and function. The heart of the home—the kitchen—features granite countertops, stainless steel appliances, white cabinetry, a spacious walk-in pantry, and a breakfast bar with a double sink, all designed to bring people together. A built-in coffee bar offers a cozy touch, perfect for quiet mornings or casual gatherings. The dining area and living room flow naturally, filled with soft carpet underfoot and bathed in natural light from sliding glass doors that open to a screened-in lanai—a peaceful retreat complete with shades and a ceiling fan, ideal for unwinding at the end of the day. The split floor plan offers privacy and calm, with the primary suite tucked away in the back, featuring dual walk-in closets and an ensuite bath with dual vanities and a step-in shower with supportive handrails. Each of the three additional bedrooms offers comfort, with one even boasting its own walk-in closet. Practical touches throughout, like the interior laundry room with overhead shelving, double-pane windows, and a wide hallway, make everyday living easy. Outside, the backyard is wrapped in vinyl privacy fencing on three sides and enhanced with an irrigation system and extra sprinklers—ready for play, pets, or gardening dreams. This sidewalk-lined, amenity-rich community offers a true sense of neighborhood with a clubhouse, pool, playground, fitness center, tennis and basketball courts, volleyball, dog park, and more. Located just 3.3 miles from the Suncoast Expressway, commuting to Tampa or surrounding areas is simple and stress-free. For leisure, Anderson Snow Park is just 2.4 miles away with sports fields and peaceful walking paths; Weeki Wachee Springs State Park is 8.5 miles away, offering kayaking, a natural spring-fed swimming area, and Buccaneer Bay—the only spring-fed waterpark in Florida, complete with waterslides, a lazy river, and sandy beaches; and Hernando Beach, just 12 miles away, offers waterfront dining and stunning sunset views—everything you need to feel at home, both inside and out.
Source: STELLAR #W7879468
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.