13196 Oberlin Ave Victorville, CA 92392
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About this home
Beautifully Updated Single-Story Home with Modern Touches and a Bright, Open Floor Plan. Welcome to this stunning single-story home that perfectly combines comfort, style, and functionality. From the moment you step inside, you’ll love the bright and airy atmosphere created by high ceilings, large windows, and an open living space that’s ideal for family gatherings and everyday living. The modern kitchen has been tastefully updated with white cabinetry, sleek quartz countertops, stainless steel appliances, and contemporary black hardware. Whether you’re preparing a family meal or entertaining guests, this kitchen is both beautiful and practical. The spacious living room offers an inviting space filled with natural light, featuring neutral tones that make decorating effortless. The primary suite includes a private bathroom with dual sinks, upgraded fixtures, and a large walk-in shower, providing a peaceful retreat at the end of the day. Located in a quiet and established neighborhood, this home offers easy access to schools, parks, shopping centers, and major highways, making daily commutes and errands a breeze.
Source: CRMLS #SW25245401
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.