132 Birdbrook Dr Anna, TX 75409
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About this home
Welcome to this super cute, very well maintained GEM in the middle of the 4th FASTEST growing city in the US. There is a reason people want to be here! The wood burning fireplace creates the vibe for the entire home. Cozy & stylish, the living space is big enough to accommodate even the largest furniture. The kitchen offers granite counter tops & has abundant cabinet space as well as prep space for the pickiest chef. The large primary suite is just that, SWEET. The en suite bath offers a separate bath tub and shower with lots of counter space. The other bedrooms are tucked away from the noise of the living areas. Who doesn't love a covered patio? Freshly painted, this home is ready for you to move right in. This fantastic home is in the middle of a spectacular subdivision with a gym, amenity center, trails and community pool. My sellers are excited for the next owner to start the next phase of their lives in this home full of great memories and memories to come.
Source: NTREIS #20925224
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.