132 Landau Rd Summerville, SC 29485
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About this home
Welcome to 132 Landau Road -- a charming ranch-style home on a cul de sac in Dorchester District 2, offering 3 bedrooms, 2 bathrooms, and 1,538 square feet of comfortable living space on a .2-acre lot. The roof was replaced around 2024 by the previous owner, and the interior has been freshly painted.Step inside to a vaulted ceiling in the living room that immediately gives the space a bright, open feel. The living and dining areas flow together, with a passthrough window connecting the dining room to the kitchen. The kitchen features a large window overlooking the backyard and a half-glass door that fills the space with natural light. Just off the kitchen is a cozy family room with a fireplace and another large window with backyard views.From the family room, you'll find access to the laundry room and the attached two-car garage. To the right as you enter are two secondary bedrooms and a full guest bathroom. The primary bedroom is tucked off the dining area and includes vaulted ceilings, an en suite bath with a double vanity, and an updated shower. The backyard is fully privacy-fenced and includes a back patioperfect for relaxing or entertaining. Located near the Dorchester County Library and scenic Ashley River Park, this home also offers convenient access to Dorchester Road, where you'll find local favorites like King Sushi and Swig & Swine, as well as a variety of grocery stores, medical centers, and entertainment options.
Source: CTAR #25021219
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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