13211 Twin Bridges Dr Riverview, FL 33579
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About this home
Rare opportunity to own a new West Bay Bayshore home, built to the highest standards on a gorgeous conservation lot with pond views. This 3-bedroom plus den/office, 3-bath, 3-car garage home is move-in ready and stunning in every detail. This home features move-in ready, exquisite finishes, and stunning curb appeal with a pavered driveway and a grand double-door entrance. The open and airy living spaces include a grand foyer that flows into a large family room and dining room combo. The chef?s dream kitchen offers an oversized island with an extended breakfast bar, premium cabinetry, and quartz countertops. Elegant surfaces carry through with tile floors in the living and wet areas, and tray ceilings with crown molding in the family room, den/office, and master suite. The master suite is expansive with pond views, large walk-in closets, and a spa-like bath featuring a garden tub and a stand-up shower. The den/office provides a versatile space perfect for working from home. Outdoor potential awaits as you design your perfect patio, build your dream pool, and savor nature daily with tranquil pond vistas. Located in the desirable Triple Creek community, residents enjoy state-of-the-art amenities including pools, parks, trails, and family-friendly attractions. For more information or to schedule a private tour, contact us today.
Source: STELLAR #TB8437234
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.