1324 Reynard Dr Gallatin, TN 37066
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About this home
MOTIVATED SELLER!! Receive $6,500 in loan credits plus a free appraisal when you finance with our Preferred Lender, Kevin Kenerson at Lending Hand Mortgage. Contact Kevin today at 615-390-7534 to learn more and lock in your $6,500 benefit! Two years of HOA dues is also available (with an acceptable offer $700 value). Elegant Living on the 3rd Fairway – New Roof 2025, New Hardwood 2025, New Carpet 2025, New Pool Liner 2024, Fresh Interior Paint 2025-- Introducing a truly exceptional residence in the prestigious Foxland Harbor community, where timeless design meets modern luxury. This beautiful home has been thoughtfully upgraded with a brand-new roof (installed by Austermiller), new hardwood flooring downstairs, plush new carpet, fresh interior paint, and a new saltwater pool liner, offering the ultimate in turnkey living. Nestled just off the 3rd fairway, this home welcomes you with a bright, open-concept floor plan designed for both grand entertaining and refined everyday comfort. The expansive living room is bathed in natural light and flows seamlessly into a gourmet kitchen featuring high-end finishes and ample space for culinary creativity. On the main level, you’ll find a private office, a formal dining room perfect for hosting, and a serene primary suite boasting a spa-inspired bath retreat and generous walk-in closets. Upstairs, brand-new carpet leads you to a spacious bonus room and three additional guest bedrooms—each designed with comfort and sophistication in mind. Step outside to your private outdoor oasis: a 15x20 saltwater pool, newly lined and surrounded by a fenced-in yard, a covered patio, and a premium wireless entertainment system—ideal for al fresco dining or hosting unforgettable gatherings. This home is more than move-in ready—it's a lifestyle upgrade. For a full list of premium enhancements and features, please refer to the Home Features document included with the listing. Make sure to make your appointment today for your own private tour!
Source: REALTRACS #2931821
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.