13246 Hawks Branch Ct Waldorf, MD 20601
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About this home
WOW! This stunning multi-family Colonial truly has it all—space, upgrades, and an unbeatable setting backing to woods! With over 3,000 sq. ft., a 2-car garage, and a multiple-car driveway, this home delivers comfort, style, and versatility. Step into a grand two-story foyer with beautiful new hardwood floors that flow throughout the main and upper levels. The main home features four spacious bedrooms and 3.5 beautifully updated bathrooms, plus an additional space in the walk-out basement. The bright, open floor plan includes a large Living Room and Dining Room—perfect for gatherings and entertaining. The high-end, newly installed eat-in kitchen impresses with stainless-steel appliances, quartz countertops, 42" cabinets, a center island, a pantry, and direct access to the oversized new deck with stairs leading to the backyard. A cozy Family Room with a gas fireplace sits just off the kitchen. Upstairs, the expansive primary suite offers a tray ceiling, ceiling fan, his-and-her closets (including a walk-in), and a spa-inspired bath with a soaking tub, separate shower, and double vanity. Three additional bedrooms feature generous closet space, abundant natural light, and a hall bath with double sinks and a linen closet. The finished lower level offers excellent flexibility, including space for additional rooms, a full bath, a bonus room, a laundry area, and walkout access to the backyard. Enjoy outdoor living on the entertainment-sized deck overlooking a private, wooded backdrop—perfect for BBQs and gatherings. Located minutes from shopping, schools, military installations, and major commuter routes, this home delivers luxury and convenience in one exceptional package. A MUST SEE—schedule your private tour today!
Source: BRIGHT #MDCH2048830
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.