1325 Boldmere Ct Monument, CO 80132
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About this home
Behold Colorado Mountain Contemporary style at its finest! Located in Monument’s premier neighborhood, Bent Tree, this nearly brand-new home blends rock-solid construction with rustic elegance. Set on 2.62 acres at the end of a quiet cul-de-sac, the tree-lined driveway leads to an oversized 4-car garage (1,244 sq ft) and plenty of parking. The exterior showcases Modern Mountain design with stone, stucco, and natural wood accents. Step through the 8-ft front door into soaring vaulted ceilings, wide-plank hardwood floors, and walls of windows. The Great Room boasts a floor-to-ceiling stacked stone fireplace, while the Gourmet Kitchen offers GE Monogram appliances, a massive pantry, and soft-close cabinetry. Granite counters, wrought iron railings, knockdown texture, and 8-inch baseboards add polished character throughout. With 5 bedrooms, the Master Suite is a showstopper — vaulted ceilings, a huge walk-in closet, spa-like 5-piece bath with a freestanding tub, stunning shower, and deck access overlooking the property. The walkout lower level is bright and inviting with a Rec Room featuring a wet bar, wood-burning fireplace, and whole-house speakers — perfect for entertaining. There’s also a gym-ready Family Room, two more bedrooms, and a west-side bedroom turned dream office with a custom library and stone-surround gas fireplace. Thoughtfully engineered as a forever home, it includes 2x6 construction, a steel beam-supported composite deck, hidden 500-gallon propane tank, and a generator capable of powering the home for a month. A true marriage of strength, beauty, and design — this is Colorado living at its best. Welcome Home!
Source: RECO #5235954
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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