1326 Amy Dr Kyle, TX 78640
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About this home
Hold onto your hats, folks, because 1326 Amy DR, Kyle, TX 78640 is about to redefine your definition of "home sweet home"! This single-family residence in Hays County isn't just standing pretty; it's practically brand new, ready to unleash its charm upon its fortunate new owner. 2025 brand new Luxury Vinyl Plank flooring installed and Fresh Paint throughout. Picture this: You're the star of your home makeover show, and the set is your very own two-car garage, just begging for a workbench, a ping-pong table, or maybe even your very own band practice space! The possibilities are as endless as your imagination. With three bedrooms and two bathrooms, this is more than just a house; it's a launchpad for memories, a haven for relaxation, and the ultimate backdrop for your life's greatest adventures. This 2020-built single-family residence is not just a place to live, but rather a ticket to the good life. Close to shopping, grocery stores, restaurants, and Seton Hospital. Easy access to the Toll Road and IH 35. Kyle is growing like crazy! Come be a part of this cute town. Great little downtown, and some great local restaurants and shops too. Whether you're downsizing or just starting out, this home is the perfect fit!
Source: ACTRIS #3758371
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.