13269 Kerrville Folkway Austin, TX 78729
Your savings
About this home
A must see in the heart of North Austin, this beautifully updated single-story home offers comfort, style, and unmatched convenience. Ideally situated within walking distance to Apple’s HQ and Jollyville Elementary, this 4-bedroom, 2-bathroom residence spans 2,028 sq ft and blends modern updates with timeless charm. Natural light pours into the spacious living room through updated windows overlooking the lush backyard. A brick gas fireplace anchors the space, creating a warm and inviting atmosphere for everyday living or entertaining. The living room flows effortlessly into two dining areas, including a formal dining room that has been thoughtfully renovated—perfect for hosting, working remotely, or creative pursuits. The remodeled kitchen boasts custom cabinetry and built-ins designed for maximum efficiency and storage. Recent upgrades in the last few years include a new roof, windows, HVAC system, gutters, and kitchen, making this home move-in ready. The primary suite is a true retreat with a walk-in closet and an expansive en-suite bath featuring a soaking tub and separate shower. Step outside to your backyard oasis with new composite decking, fig and loquat trees, and native landscaping. A fully installed in-ground sprinkler system covers both front and back yards, and a 110-gallon rainwater collection system adds sustainable ease to your gardening routine. Located on a tranquil, tree-lined street just six homes away from the entrance to a scenic walking trail that provides access to the community pool, community center, basketball courts, tennis courts, pickleball courts and a park. Residents may also opt into the Rattan Creek Neighborhood Association. Membership is just $25/year with no transfer fee, and is open to both residents and non-residents. Experience the perfect blend of natural beauty, modern updates, and prime location in one of Austin’s most desirable and growing corridors.
Source: ACTRIS #7609372
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.