1328 E 10th St Shawnee, OK 74801
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About this home
Welcome to your next home! This beautifully maintained 3-bedroom, 2-bath gem offers the perfect blend of comfort, convenience, and charm—ideal for families, first-time buyers, or anyone looking for a move-in-ready property in a great location. Step inside to a bright and open living and kitchen area, perfect for entertaining or cozy nights in. The open-concept layout allows for easy flow and conversation, whether you're hosting game night or cooking your favorite meal. The master bedroom is being freshly repainted in crisp white, giving it a clean, modern feel, while the utility room is getting a brand-new floor, adding both value and function to the space. Outside, you'll love the detached garage—great for storage, a workshop, or keeping your car out of the Oklahoma weather, in the garage the sellers are leaving extra shingles and a brand new condenser in case buyers want to switch to central heat & air in the future. The spacious driveway provides plenty of parking, and the open backyard offers endless possibilities for gardening, pets, or weekend barbecues. Located just minutes from highly-rated local restaurants, shopping centers, and schools, you’ll also enjoy quick access to Highway 177 and I-40, making your commute a breeze whether you're headed into Oklahoma City or staying close to home. This home truly has it all—space, updates, location, and charm—all at a price point that won’t last long. Schedule your private tour today and see why 1328 E 10th Street is the perfect place to call home!
Source: MLSOK #1191766
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.