1328 Maple Ave Halethorpe, MD 21227
Your savings
About this home
Charming 4-Bedroom American Craftsman Bungalow in the Heart of Arbutus — Priced to Sell and Won’t Last Long! Welcome to 1328 Maple Avenue, a beautiful American Craftsman Bungalow that perfectly blends historic charm with modern comfort. Nestled just one block off Arbutus’ quaint Main Street, this classic home offers the ideal combination of small-town living and exceptional regional access — minutes from I-695, I-95, BWI Airport, the MARC Train Station, downtown Baltimore, and UMBC. From the moment you arrive, the covered front porch, white picket fence, and mature landscaping create the perfect picture of Americana. Inside, you’ll be greeted by a cozy family room filled with natural light. Off to the right, a bonus study/home office provides the perfect space for remote work, reading, or quiet relaxation. The home flows beautifully into a newly updated kitchen, which opens to a spacious living room designed for entertaining or spending time with family and friends. The main level offers two bedrooms, while the upper level includes two additional bedrooms plus a bonus room, offering flexibility for guests, hobbies, or additional workspace. Downstairs, the basement features a full bathroom, an attached workshop, and a large unfinished main area — providing an exceptional opportunity to finish the space and add significant value to the home. Whether you envision a recreation room, home gym, or additional living suite, the possibilities are endless. Enjoy morning coffee on the porch, an afternoon stroll to your favorite local café or pizzeria, or an evening walk to nearby community events — all just steps from your front door. Nature lovers will appreciate being close to Patapsco Valley State Park, while commuters will love the easy access to Fort Meade, downtown Baltimore, and major highways. This home is priced to sell and won’t last long — offering unmatched charm, walkability, and location in one of the area’s most desirable small-town settings.
Source: BRIGHT #MDBC2143080
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.