1328 N Mountain Estates Rd Florissant, CO 80816
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About this home
This custom stucco home with stacked stone accents delivers a contemporary upscale mountain feel. This MOUNTAIN RETREAT boasts custom features and upgrades throughout. The access is right off the main road only a few hundred yards beyond the pavement. A 12 x 12 concrete patio is the first place one is offered a place of rest and relaxation. While the front entrance is unassuming, one step inside provides the awe-inspiring sight of a great room that features a 15 ft tall window wall featuring Anderson windows and a floor to ceiling custom fireplace. The back door leads to a 300 square foot deck featuring maintenance free Trek decking and Fortress railing system offering beautiful views and solitude. The kitchen off the great room abounds in custom features including Fabuwood cabinets topped off with custom granite countertops and a tile backsplash. The stainless-steel appliances and large island provide for an efficient workspace. The main level living also includes a Master Bedroom suite with vaulted ceilings that match the great room and a walk-in closet. The en-suite bathroom displays custom tile along with a large custom walk-in shower. The staircase off the front door leads to a walkout basement that is equally impressive. This expansive space does not feel like a basement with its 9-foot ceilings. The lower-level family room boasts ample windows providing plenty of light. The two additional bedrooms are spacious & share a full bath with a double vanity. This home has been built to endure mountain conditions with 96% efficient Armstrong furnace, Anderson windows and a roof clad with Owens Corning Duration shingles. R38 insulation in the ceilings & R-19 in the walls provide ultimate protection from the mountain elements. The house is perfectly nestled on this .54 acre lot. Close to world class fishing, amazing hiking, four wheeling, skiing, amenities, & a gambling town make this the ideal Colorado location! It’s just Beautiful! A 2 car Carport has been installed!
Source: RECO #2665702
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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